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Producer Connection - 2nd Quarter, 2008

Indexing vs. COLA: What's the Difference? How Interest Rates Affect LTD Pricing Does Network Size Really Matter? 3 Questions to Ask Carriers About SSDI Referrals Producer Connection Archive

Producer Connection is The Standard Life Insurance Company of New York's bi-monthly online newsletter.

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Claim Fluctuation Reserve for Life and Disability

A CFR Helps Stabilize Rates by offsetting future price fluctuations, lowering risk charges and cutting retention costs. Click here for more...


3 Steps to Helping Your Underwriter Help You

Underwriters can be your best ally in finding solutions to meet unique customer needs. Click here for more...


Questions to Help You Pick a RTW-focused Carrier

How can you and your clients determine which return-to-work (RTW) program will be most effective at keeping net plan costs down by minimizing the amount of time employees spend on claim? The key, of course, is to know the right questions to ask. Click here for more...


How the 3-Year Averaging Principle is Applied

If a group LTD plan is converted from employer-paid to employee-paid so that the benefit is received tax-free, are there any stipulations? Click here for full story...