The Standard Life Insurance Company of New York recognizes that many groups underestimate their level of risk when it comes to disabilities. National statistics often mean little to these groups because their members are younger and healthier than average.

The Incidence Estimator will be more meaningful to your clients than vague statistics because its estimates will be based on the characteristics of their group. Don't let your clients make an uninformed decision about Long Term Disability. Do an incidence estimate for them today.

Note: The incidence estimates provided are based on averages and do not capture all risk factors associated with true incidence. Actual incidence may vary. Incidence is not the sole basis for determining claim costs. For a more comprehensive estimate of your expected claim costs, please contact the Employee Benefits Sales and Service Office for your area.